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N3XT

N3XT is a fully reserve bank with programmable real-time settlement capabilities, eliminating the need for customers to inject additional collateral into their accounts or waste funds on letters of credit. N3XT's blockchain technology enables you to move money 24/7 within a walled, protected garden, removing reliance on third-party intermediaries, legacy batch processing windows, and regular banking hours. N3XT was founded by the original Signature Bank team.

What is N3XT?

N3XT is a blockchain-powered, full-reserve bank designed to facilitate instant, programmable B2B payments in U.S. dollars, operating 24/7 globally. It aims to modernize financial transactions by eliminating traditional banking delays and enhancing transparency.

How Does N3XT Work?

N3XT operates on a private, permissioned blockchain with an API-first architecture, enabling immediate transaction settlements without reliance on external financial institutions. Businesses can utilize smart contracts to automate payments, ensuring they execute and clear when predefined conditions are met.

What Makes N3XT Unique?

N3XT distinguishes itself by offering 24/7 liquidity, operating as a full-reserve bank with every dollar of deposits backed one-to-one by cash or short-term U.S. Treasuries. It provides radical transparency by publishing its reserve holdings daily and ensures interoperability with stablecoins, utility tokens, and other digital assets.

Who Are the Founders of N3XT?

N3XT was founded by former executives of Signature Bank, including CEO Jeffrey Wallis, who previously served as Director of Digital Asset Strategy at Signature Bank, and Scott Shay, co-founder of Signature Bank and architect of the crypto payments platform Signet.

Latest News

What Key Events Have There Been for N3XT?

On December 4, 2025, N3XT officially launched as a fully blockchain-powered bank under a Wyoming Special Purpose Depository Institution charter, aiming to revolutionize B2B payments with instant, programmable transactions.

Project Announcements

N3XT has secured $72 million in funding across three investment rounds, backed by venture firms including Paradigm, HACK VC, and Winklevoss Capital.

Upcoming Events

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Where to Buy N3XT?

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Currently, there are no available forecasts from reliable experts or publications regarding N3XT's price.

FAQ

What is the Purpose of N3XT?

How Can I Participate in N3XT's Ecosystem?

What Sets N3XT Apart from Competitors?

Is N3XT Secure?

What are the Risks Associated with N3XT?

Community Sentiment

32.09K Votes

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Disclaimer and Risk Warning: Some content on this page may be assisted or generated by AI and is for general reference only. For the most accurate and updated information, please refer to the official website of the project. Bitget Wallet values every partnership. If you notice any issues or inaccuracies, feel free to reach out to us at [email protected] — we appreciate your feedback and will make improvements where needed.